Terms of Service—Consumers

Terms and Conditions

These Website Standard Terms and Conditions (these “Terms” or these “Website Standard Terms And Conditions”) contained herein on this webpage, shall govern your use of this website, including all pages within this website (collectively referred to herein below as this “Website”). These Terms apply in full force and effect to your use of this Website and by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website, if you have any objection to any of these Website Standard Terms And Conditions.

By completing and submitting any form on this website, you agree to receive communication from MetCredit USA.

Mini Miranda

At the beginning of each communication by phone, SMS text, email or written notice, will be the “Mini-Miranda” disclosure:

“This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.”

Text Messaging Policy

By providing your cell phone number and opting in, you have provided MetCredit USA with consent to send you text messages in conjunction with the services you have requested.

  • Message frequency varies by account/preferences. There is no charge to the user
  • To opt-out, reply with STOP or email: opt out @ metcreditusa.com (without spaces)
  • To request support, reply with HELP or use our contact form
  • Carriers are not liable for delayed or undelivered messages

This Website is provided “as is,” with all faults, and MetCredit USA makes no express or implied representations or warranties, of any kind related to this Website or the materials contained on this Website. Additionally, nothing contained on this Website shall be construed as providing consult or advice to you.

Any legal principles discussed on this site may vary for each individual case or from state to state. Should you have legal questions, MetCredit USA recommends you consult an attorney. This website may discuss legal matters but we are not lawyers and do not provide you with legal advice.

MetCredit USA does everything technically possible to protect information transmitted via the Internet, including the use of a Secure Sockets Layer (SSL) connection and numerous other measures. It is important to know that transmissions on the Internet are not always confidential as no security provisions are invincible. You are transmitting confidential information entirely at your own risk.

MetCredit USA may revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand and accept all terms and conditions governing the use of this Website.

MetCredit USA may assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms. These Terms, including any legal notices and disclaimers contained on this Website, constitute the entire agreement between MetCredit USA and you in relation to your use of this Website, and supersede all prior agreements and understandings with respect to the same.

MetCredit USA owns all rights to the intellectual property and material contained in this Website, and all such rights are reserved. You are granted a limited license only, subject to the restrictions provided in these Terms, for the sole purpose of viewing the material contained on this Website.

These Terms will be governed by and construed in accordance with the laws of the State of New York, and you submit to the non-exclusive jurisdiction of the state and federal courts located in New York for the resolution of any disputes.

Disclaimer: In no event shall MetCredit USA, nor any of its officers, directors and employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort or otherwise, and MetCredit USA, including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

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